American Bank Offices Closed in Observance of Labor Day
All American Bank offices will be closed on Monday, September 1 in observance of Labor Day. During this time, online and mobile banking, as well as our ATMs will still be available for your convenience. All offices will reopen on Tuesday, September 2 at normal business hours. Thank you for your understanding.
Whether you are looking for a mortgage for your new home, a personal loan for a new car or truck, or a business loan, our lenders can help you! If you are inquiring about our loan rates, contact one of our lenders for more information.
Effective: May 15, 2025
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| 182 Day Special | $5,000.00 | $5,000.00 | 4.00% | 4.05% |
| 1 Year Special | $5,000.00 | $5,000.00 | 3.75% | 3.75% |
| 91 Day CD | $2,500.00 | $2,500.00 | 0.65% | 0.65% |
| 182 Day CD | $2,500.00 | $2,500.00 | 1.10% | 1.11% |
| One year CD | $1,000.00 | $1,000.00 | 1.45% | 1.45% |
| Two year CD | $1,000.00 | $1,000.00 | 1.55% | 1.55% |
| Three year CD | $1,000.00 | $1,000.00 | 1.65% | 1.65% |
| Four year CD | $1,000.00 | $1,000.00 | 1.75% | 1.75% |
| 42 Month Bump CD | $5,000.00 | $5,000.00 | 0.50% | 0.50% |
| One year IRA CD | $1,000.00 | $1,000.00 | 1.45% | 1.46% |
| Two year IRA CD | $1,000.00 | $1,000.00 | 1.55% | 1.56% |
| Three year IRA CD | $1,000.00 | $1,000.00 | 1.65% | 1.66% |
| Four year IRA CD | $1,000.00 | $1,000.00 | 1.75% | 1.76% |
| IRA Savings | $100.00 | $100.00 | 0.10% | 0.10% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Interest-Bearing Checking | $100.00 | $100.00 | 0.10% | 0.10% |
| On the Go Checking $100.00 - $9,999.99 |
$100.00 | $100.00 | 0.02% | 0.02% |
| On the Go Checking $10,000.00 - $24,999.99 |
$100.00 | $10,000.00 | 0.03% | 0.03% |
| On the Go Checking Over $25,000.00 |
$100.00 | $25,000.00 | 0.05% | 0.05% |
| HSA Checking | $50.00 | $500.00 | 0.08% | 0.08% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Money Market $100.00 - $24,999.99 |
$100.00 | $100.00 | 0.50% | 0.50% |
| Money Market Index $25,000-$99,999.99 |
$100.00 | $25,000.00 | 0.70% | 0.70% |
| Money Market Index $100,000 - $250,000 |
$100.00 | $100,000.00 | 0.95% | 0.95% |
| Money Market Index $250,000+ |
$100.00 | $250,000.00 | 1.10% | 1.11% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Regular Savings | $25.00 | $25.00 | 0.10% | 0.10% |
| HSA Savings | $25.00 | $0.00 | 0.05% | 0.05% |
| Holiday Account | $25.00 | $25.00 | 0.05% | 0.05% |
+Fees could reduce earnings. ++Early withdrawal penalties will be assessed. ^ The interest rates and Annual Percentage Yield (APY) listed above are accurate as of the date listed above and can change at any time. For more information on the most current rates, contact a Personal Banker at any of our locations.
