A Matter of Interest
Loan Rates
Whether you are looking for a mortgage for your new home, a personal loan for a new car or truck, or a business loan, our lenders can help you! If you are inquiring about our loan rates, contact one of our lenders for more information.
Deposit Rates
Effective: May 15, 2025
CD and IRA+ ++
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| 182 Day Special | $5,000.00 | $5,000.00 | 4.00% | 4.05% |
| 1 Year Special | $5,000.00 | $5,000.00 | 3.75% | 3.75% |
| 91 Day CD | $2,500.00 | $2,500.00 | 0.65% | 0.65% |
| 182 Day CD | $2,500.00 | $2,500.00 | 1.10% | 1.11% |
| One year CD | $1,000.00 | $1,000.00 | 1.45% | 1.45% |
| Two year CD | $1,000.00 | $1,000.00 | 1.55% | 1.55% |
| Three year CD | $1,000.00 | $1,000.00 | 1.65% | 1.65% |
| Four year CD | $1,000.00 | $1,000.00 | 1.75% | 1.75% |
| 42 Month Bump CD | $5,000.00 | $5,000.00 | 0.50% | 0.50% |
| One year IRA CD | $1,000.00 | $1,000.00 | 1.45% | 1.46% |
| Two year IRA CD | $1,000.00 | $1,000.00 | 1.55% | 1.56% |
| Three year IRA CD | $1,000.00 | $1,000.00 | 1.65% | 1.66% |
| Four year IRA CD | $1,000.00 | $1,000.00 | 1.75% | 1.76% |
| IRA Savings | $100.00 | $100.00 | 0.10% | 0.10% |
Checking Account+
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Interest-Bearing Checking | $100.00 | $100.00 | 0.10% | 0.10% |
| On the Go Checking $100.00 - $9,999.99 |
$100.00 | $100.00 | 0.02% | 0.02% |
| On the Go Checking $10,000.00 - $24,999.99 |
$100.00 | $10,000.00 | 0.03% | 0.03% |
| On the Go Checking Over $25,000.00 |
$100.00 | $25,000.00 | 0.05% | 0.05% |
| HSA Checking | $50.00 | $500.00 | 0.08% | 0.08% |
Money Market+
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Money Market $100.00 - $24,999.99 |
$100.00 | $100.00 | 0.50% | 0.50% |
| Money Market Index $25,000-$99,999.99 |
$100.00 | $25,000.00 | 0.70% | 0.70% |
| Money Market Index $100,000 - $250,000 |
$100.00 | $100,000.00 | 0.95% | 0.95% |
| Money Market Index $250,000+ |
$100.00 | $250,000.00 | 1.10% | 1.11% |
Savings Account+
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Regular Savings | $25.00 | $25.00 | 0.10% | 0.10% |
| HSA Savings | $25.00 | $0.00 | 0.05% | 0.05% |
| Holiday Account | $25.00 | $25.00 | 0.05% | 0.05% |
+Fees could reduce earnings. ++Early withdrawal penalties will be assessed. ^ The interest rates and Annual Percentage Yield (APY) listed above are accurate as of the date listed above and can change at any time. For more information on the most current rates, contact a Personal Banker at any of our locations.