Skip to main content Go to Personal Online Banking Go to Business Online Banking

Our Spring Street Office is available by drive up only

Until further notice, our office on Spring Street in Beaver Dam will be available by drive up only. Additionally, our office inside Beaver Dam Walmart is OPEN for normal business hours, 10 am to 6 pm Monday through Friday and 10 am to 2 pm on Saturdays. Our online services are available 24/7 for your convenience.

Rates

A Matter of Interest

Loan Rates

* Interest rates and annual percentage rates (APRs) are based on current market rates as of November 25, 2020. All loans subject to credit approval. Additional loan programs may be available. For more information, contact one of our lenders.

Mortgage Loan Rates

Comparison table of Mortgage Loan Rates
Product Int. Rate APR* Learn More
15 Year Fixed Rate 2.125 2.250 Learn More

Important Loan Information

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $125,000 and an estimated property value of $156,250. The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

At a 2.125% interest rate, the APR for this loan type is 2.250%. The payment schedule would be:

  • 119 payments of $811.61 at an interest rate of 2.125%
  • 1 payment of $809.72 at an interest rate of 2.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 2.625 2.727 Learn More

Important Loan Information

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 20 year fixed rate loan, you will have the monthly payment that is greater than the 30 year fixed rate, but you will be building equity in your home faster.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $125,000 and an estimated property value of $156,250. The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

At a 2.625% interest rate, the APR for this loan type is 2.727%. The payment schedule would be:

  • 239 payments of $670.02 at an interest rate of 2.625%
  • 1 payment of $669.00 at an interest rate of 2.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

30 Year Fixed Rate 2.625 2.693 Learn More

Important Loan Information

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed rate loans we offer.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $125,000 and an estimated property value of $156,250. The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

At a 2.625% interest rate, the APR for this loan type is 2.693%. The payment schedule would be:

  • 359 payments of $510.31 at an interest rate of 2.625%
  • 1 payment of $505.53 at an interest rate of 2.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Auto Loan Rates

Comparison table of Auto Loan Rates
Product Int. Rate APR*
New Vehicle 3.240 3.240

Deposit Rates

Effective: November 25, 2020

CD and IRA+ ++

Comparison table of CD and IRA+ ++.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
91 Day CD $2,500 $2,500.00 0.05% 0.05%
182 Day CD $2,500 $2,500.00 0.08% 0.08%
One year CD $1,000 $1,000.00 0.13% 0.13%
Two year CD $1,000 $1,000.00 0.23% 0.23%
Three year CD $1,000 $1,000.00 0.30% 0.30%
Four year CD $1,000 $1,000.00 0.40% 0.40%
One year IRA CD $1,000 $1,000.00 0.13% 0.13%
Two year IRA CD $1,000 $1,000.00 0.23% 0.23%
Three year IRA CD $1,000 $1,000.00 0.30% 0.30%
Four year IRA CD $1,000 $1,000.00 0.40% 0.40%
IRA Savings $100 $100.00 0.05% 0.05%

Checking Account+

Comparison table of Checking Account+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Interest-Bearing Checking $100 $100.00 0.01% 0.01%
HSA Checking $50 $500.00 0.08% 0.08%

Money Market+

Comparison table of Money Market+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Money Market $100 $1,000.00 0.05% 0.05%
Money Market Index
$100.00 - $9,999.99
$100 $100.00 0.05% 0.05%
Money Market Index
$10,000+
$100 $10,000.00 0.10% 0.10%

Savings Account+

Comparison table of Savings Account+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Regular Savings $25 $25.00 0.04% 0.04%
HSA Savings $25 $0.00 0.05% 0.05%
Holiday Account $25 $25.00 0.04% 0.04%

+Fees could reduce earnings.

++Early withdrawal penalties will be assessed.

^ The interest rates and Annual Percentage Yield (APY) listed above are accurate as of the date listed above and can change at any time.  For more information on the most current rates, contact a Personal Banker at any of our locations.

Chat Top
Some content requires Adobe Acrobat Reader to view.