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Rates

A Matter of Interest

Loan Rates

Whether you are looking for a mortgage for your new home, a personal loan for a new car or truck, or a business loan, our lenders can help you! If you are inquiring about our loan rates, contact one of our lenders for more information. 

Deposit Rates

Effective: November 4, 2022

CD and IRA+ ++

Comparison table of CD and IRA+ ++.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
13 Month Special $10,000 $10,000.00 2.50% 2.50%
25 Month Special $10,000 $10,000.00 3.00% 3.00%
91 Day CD $2,500 $2,500.00 0.20% 0.20%
182 Day CD $2,500 $2,500.00 0.40% 0.40%
One year CD $1,000 $1,000.00 0.80% 0.80%
Two year CD $1,000 $1,000.00 0.90% 0.90%
Three year CD $1,000 $1,000.00 1.10% 1.10%
Four year CD $1,000 $1,000.00 1.20% 1.20%
42 Month Bump CD $5,000 $5,000.00 2.50% 2.50%
One year IRA CD $1,000 $1,000.00 0.80% 0.80%
Two year IRA CD $1,000 $1,000.00 0.90% 0.90%
Three year IRA CD $1,000 $1,000.00 1.10% 1.10%
Four year IRA CD $1,000 $1,000.00 1.20% 1.20%
IRA Savings $100 $100.00 0.05% 0.05%

Checking Account+

Comparison table of Checking Account+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Interest-Bearing Checking $100 $100.00 0.02% 0.02%
HSA Checking $50 $500.00 0.08% 0.08%

Money Market+

Comparison table of Money Market+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Money Market
$100.00 - $24,999.99
$100 $100.00 0.15% 0.15%
Money Market Index
$25,000-$99,999.99
$100 $25,000.00 0.30% 0.30%
Money Market Index
$100,000 - $250,000
$100 $100,000.00 0.45% 0.45%
Money Market Index
$250,000+
$100 $250,000.00 0.60% 0.60%

Savings Account+

Comparison table of Savings Account+.
Product Min. Opening Deposit Min. Balance To Earn Interest Int. Rate APY^
Regular Savings $25 $25.00 0.05% 0.05%
HSA Savings $25 $0.00 0.05% 0.05%
Holiday Account $25 $25.00 0.04% 0.04%

+Fees could reduce earnings. ++Early withdrawal penalties will be assessed. ^ The interest rates and Annual Percentage Yield (APY) listed above are accurate as of the date listed above and can change at any time.  For more information on the most current rates, contact a Personal Banker at any of our locations.

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