Attention BillPay Customers
The program's interface was recently updated causing things to look a bit different from before. All actions are still available, they just may be in a different location moving forward. If you need help finding something, you can click the question mark icon (?) in the right hand corner of the BillPay screen for assistance. If you are still having trouble, call us at 920-885-2700 and we can help you walk through it. Thank you for your understanding!
American Bank Offices Closed for Veterans Day
American Bank offices will be closed on Tuesday, November 11 in observance of Veterans Day. All offices will reopen at normal business hours on Wednesday, November 12. Online and mobile banking will still be available during this time.
Thank you to those who defend our country!
Whether you are looking for a mortgage for your new home, a personal loan for a new car or truck, or a business loan, our lenders can help you! If you are inquiring about our loan rates, contact one of our lenders for more information.
Effective: November 4, 2025
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| 182 Day Special | $5,000.00 | $5,000.00 | 4.00% | 4.05% |
| 1 Year Special | $5,000.00 | $5,000.00 | 3.75% | 3.75% |
| 91 Day CD | $2,500.00 | $2,500.00 | 0.65% | 0.65% |
| 182 Day CD | $2,500.00 | $2,500.00 | 1.10% | 1.11% |
| One year CD | $1,000.00 | $1,000.00 | 1.45% | 1.45% |
| Two year CD | $1,000.00 | $1,000.00 | 1.55% | 1.55% |
| Three year CD | $1,000.00 | $1,000.00 | 1.65% | 1.65% |
| Four year CD | $1,000.00 | $1,000.00 | 1.75% | 1.75% |
| One year IRA CD | $1,000.00 | $1,000.00 | 1.45% | 1.46% |
| Two year IRA CD | $1,000.00 | $1,000.00 | 1.55% | 1.56% |
| Three year IRA CD | $1,000.00 | $1,000.00 | 1.65% | 1.66% |
| Four year IRA CD | $1,000.00 | $1,000.00 | 1.75% | 1.76% |
| IRA Savings | $100.00 | $100.00 | 0.10% | 0.10% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Interest-Bearing Checking | $100.00 | $100.00 | 0.10% | 0.10% |
| On the Go Checking $100.00 - $9,999.99 |
$100.00 | $100.00 | 0.02% | 0.02% |
| On the Go Checking $10,000.00 - $24,999.99 |
$100.00 | $10,000.00 | 0.03% | 0.03% |
| On the Go Checking Over $25,000.00 |
$100.00 | $25,000.00 | 0.05% | 0.05% |
| HSA Checking | $50.00 | $500.00 | 0.08% | 0.08% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Money Market $100.00 - $24,999.99 |
$100.00 | $100.00 | 0.50% | 0.50% |
| Money Market Index $25,000-$99,999.99 |
$100.00 | $25,000.00 | 0.70% | 0.70% |
| Money Market Index $100,000 - $250,000 |
$100.00 | $100,000.00 | 0.95% | 0.95% |
| Money Market Index $250,000+ |
$100.00 | $250,000.00 | 1.10% | 1.11% |
| Product | Min. Opening Deposit | Min. Balance To Earn Interest | Int.Interest Rate | APY^ |
|---|---|---|---|---|
| Regular Savings | $25.00 | $25.00 | 0.10% | 0.10% |
| HSA Savings | $25.00 | $0.00 | 0.05% | 0.05% |
| Holiday Account | $25.00 | $25.00 | 0.05% | 0.05% |
+Fees could reduce earnings. ++Early withdrawal penalties will be assessed. ^ The interest rates and Annual Percentage Yield (APY) listed above are accurate as of the date listed above and can change at any time. For more information on the most current rates, contact a Personal Banker at any of our locations.
