American Bank offices will be closed in observance of Martin Luther King Jr. Day
American Bank offices will be closed on Monday, January 20 in observance of Martin Luther King Jr. Day. All offices will reopen on Tuesday, January 21 at normal business hours. Online and mobile banking will still be available for your convenience during this time.
Whether you’re a small business, nonprofit organization or a larger company, we’ve created business checking accounts suited to your size and goals!
| Small Business Checking Account | Regular Business Checking Account | |
|---|---|---|
| Minimum opening balance | None | None |
| Minimum monthly balance | Maintain a $300.00 balance or more to avoid a monthly service fee | Maintain a $20,000.00 balance or more to avoid a monthly service fee |
| Monthly service fees |
$6.00 fee is waived with an average monthly balance of $300.00 or more or if you maintain a loan with American Bank |
$12.00 fee is waived with an average monthly balance of $20,000.00 or more or if you maintain a loan with American Bank |
| Process fee |
First 100 items* free; each item thereafter is $0.25/item. |
First 200 items* free; each item thereafter is $0.25/item. |
| Coin & Currency Charging |
Coin: $0.10/roll Currency: $0.25/strap Fees can be avoided with a loan relationship with American Bank |
Coin: $0.10/roll Currency: $0.25/strap Fees can be avoided with a loan relationship with American Bank |
| More details | Learn more about the Small Business Checking Account | Learn more about the Regular Business Checking Account |
* Items include deposits, checks written, and checks deposited. Item counts are on a per month basis.
