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American Bank Offices Closed for Independence Day

American Bank offices will be closed on Friday, July 4 in observance of Independence Day. The Northside and Necedah offices will reopen on Saturday, July 5 at their normal business hours. The Front Street and Walmart offices will reopen on Monday, July 7. Online and mobile banking will still be available during this time. 

Enjoy the long weekend!

Fee Schedule

Quick Reference

Effective: December 1, 2024 

Fee schedule
Service Amount
Account activity print out $3.00/page
Account closed within 90 days $25.00
Account Reconciliation (1/2 hr min.) $25.00/hour

Account research time (1/2 hr min.)

$25.00/hour
Account paper statement fee $5.00/month
Account statement (special handling) $5.00
Bag (locked) $20.00
Bag (vinyl) $5.00
BillPay (if not used in statement cycle) $5.95
Cashier’s check $5.00
Cashier's check Re-issue (Stale dated) $25.00
Check copies $1.00/each
Debit card replacement $15.00
Debit card stop payment $30.00
Debit Card Re-occurring overdraft charge $30.00
Early account closure (Holiday Club) $25.00
Escheatment Fee $50.00
Fax- Outgoing $2.00
Foreign Currency Order/Exchange $25.00
Foreign item processing $10.00

Garnishment Fee

$50.00
Medallion Signature Guarantee $20.00
Notary Service- Non-customer $5.00
Overdraft* $30.00
Overdraft protection transfer $10.00
Overdraft protection line of credit (annually) $20.00
Photocopies- Customers Only (No color) $0.50/page
Return item* $30.00
Return mail $5.00
Safe deposit box: drill box Cost + $30
Safe deposit box: lost key $20.00
Safe deposit boxes: rent annual fee determined by size
Safe Deposit Box Late Payment Fee $5.00
Stop payment for check or ACH $30.00
Telephone transfer $4.00/call
Temporary checks (maximum 12) $5.00
Termination of IRA Plan $25.00
Wire transfers: incoming $15.00
Wire transfers: outgoing (international)- Business only $75.00
Wire transfers: outgoing (U.S.) $25.00
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