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Interest‐Bearing Checking Account

More Money, More Privileges

If you plan to keep a higher balance in your checking account, you can earn some extra every month with our Interest-Bearing Checking Account.

Features of an Interest-Bearing Account

  • Minimum opening deposit: $100.00
  • Earn interest* on balances of $100.00 or more
  • Avoid a monthly service fee by maintaining a balance of $1,000.00 or more
  • Free Visa debit card with unlimited usage and UChoose Rewards program
  • Unlimited check writing
  • Free Mobile Banking, Online Banking, Billpay** and eStatements
  • Overdraft protection when linked to a savings account or an overdraft line of credit***
  • Free 24-hour phone banking

* We calculate interest on the full principal balance in an account each day, using the daily balance method.

** Online Billpay is free to you if you pay at least one bill per month using Online Billpay. For every month you do not use Online Billpay, you will be assessed a fee of $5.95.

*** Overdraft lines of credit are subject to credit approval.

If the account is closed within 90 days of account opening, you will be subject to a $25 Early Account Closing Fee. 

Open an Interest-Bearing Checking Account

Call or visit one of our personal bankers today!


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