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Mortgage Application

The home of your dreams is just a click away!

American Bank offers great rates and an enhanced, user-friendly online mortgage application to help you move into your dream home faster!

Current 30 year fixed-rate mortgage interest rate is 3.125% / 3.195% (APR)*

*Interest rates and annual percentage rates (APR) are based on current rates as of March 17, 2021, are for informational purposes only, and are subject to change without notice.  Get an official Loan Estimate before choosing a loan by submitting a complete application.  This is not a credit decision or a commitment to lend.  Additional loan programs may be available.  We will assist you in selecting the program and rate that is best suited to your personal financial planning.

Important Loan Information:

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $125,000 and an estimated property value of $156,250.  The property is an existing single-family home and will be used as a primary residence.  An escrow (impound) account will not be established.  The rate lock period is 45 days and the assumed credit score is 740.

The payment schedule would be:

  • 359 payments of $535.47
  • 1 payment of $535.22

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

^For current mortgage rates, visit

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