Don’t Worry, Be Happy
Our Choice Checking Account is perfect for anyone — whether this is your first checking account or simply your first checking account at American Bank.
Features of a Choice Checking Account
No minimum balance^
No monthly service fees^^
Free Visa debit card with unlimited usage and UChoose Rewards program
Unlimited check writing
Free Mobile Banking , Online Banking , Billpay * and eStatements
Overdraft protection when linked to a savings account or an overdraft line of credit**
Free 24-hour phone banking
^If the account has a balance of less than $50 and no activity for the past six months, a monthly $5.00 fee will be charged
^^If the account is not enrolled in eStatements, a monthly $3.00 fee will be charged
* Online Billpay is free to you if you pay at least one bill per month using Online Billpay. For every month you do not use Online Billpay, you will be assessed a fee of $5.95
** Overdraft lines of credit are subject to credit approval.
If the account is closed within 90 days of account opening, you will be subject to a $25 Early Account Closing Fee.
Open a Choice Checking Account
Call or visit one of our personal bankers today!
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