Don’t Worry, Be Happy
Our Carefree Checking Account is perfect for anyone — whether this is your first checking account or simply your first checking account at American Bank.
Features of a Carefree Checking Account
- No minimum balance
- No monthly service fees
- Free Visa debit card with unlimited usage and UChoose Rewards program
- Unlimited check writing
- Free Mobile Banking, Online Banking, Billpay* and eStatements
- Overdraft protection when linked to a savings account or an overdraft line of credit**
- Free 24-hour phone banking
* Online Billpay is free to you if you pay at least one bill per month using Online Billpay. For every month you do not use Online Billpay, you will be assessed a fee of $5.95.
** Overdraft lines of credit are subject to credit approval.
If the account is closed within 90 days of account opening, you will be subject to a $25 Early Account Closing Fee.
Open a Carefree Checking Account
Call or visit one of our personal bankers today!